The safety of home
With all the other things to do when you move into a new rental, such as setting-up utilities, arranging furniture, and settling in, insurance is probably not at the top of your to-do list.
When you do not know what the tenants above, below, and beside you are doing, it raises concerns about how safe your home actually is. It takes just one accident to cause enough damage that you are forced to find alternative accommodation, and it can take months to fix the damage. Your landlord does not replace personal belongings or pay for temporary accommodation if this happens. Also, you may be underestimating the cost to replace your belongings; just the basics such as a TV, a couch, a bed, a computer, kitchen utensils and your wardrobe will cost over $15,000 to replace.
Get fast, friendly service
Our tenant insurance policies are provided by Intact Insurance, Canada’s largest provider of home, auto, and business insurance. More people count on Intact for peace of mind than any other insurance company in Canada. Intact guarantees a claims representative will start a claim within 30 minutes of receiving your call.
Here’s how you’re covered:
We provide All Risk coverage for your contents, such as clothing, furniture, electronics, household goods, and other belongings.
Personal Liability Protection
Protects you against certain lawsuits and legal expenses if you are found liable for bodily injury or property damage – anywhere in the world.
Additional Living Expenses
This coverage provides financial assistance to pay for temporary accommodation, such as a hotel room or a temporary rental suite if you are displaced from your home. This is invaluable protection against accidents such as fire or water damage in your building, regardless of who is responsible for the damage.
No-one wants to think about it but earthquakes are a real danger, especially in British Columbia. Even a small earthquake can cause damage to valuable items that fall off a shelf or a flatscreen TV that topples over.
Identity theft refers to all types of crime in which someone uses your credit card, driver’s license, social insurance number or other identification to commit fraud. You get 24 hour guidance and advice throughout the claim process.